Insurance and Payments

image of front desk assistant helping person fill out paperwork. At Affordable Optics, our goal is promote good eye health and enable you to have the clearest vision possible. We accept most major types of vision insurance, cash, checks, and most credit cards. We inform our patients about exam and treatment costs at the beginning of your appointment. If you require a breakdown of costs, please let us know.

Vision Insurance

The knowledgeable staff at Affordable Optics is experienced in working with vision insurance providers. We will work directly with you and your vision insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. Many current vision plans are designed to cover many of the basic vision-related costs, but not all costs associated with eye care. Most plans often require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.


Insurances We accept:

  • Amerigroup
  • Blue Cross/ Blue Shield
  • Blue choice
  • Cigna healthspring
  • Construction Workers insurance
  • Davis Vision
  • Eyemed
  • Jai
  • Local Electric Fund
  • Locals Insurance
  • March Vision
  • Maryland Physicians Care
  • National Vision Administration
  • Priority Partners
  • Riverside
  • Spectara
  • United healthcare

Contact our office at (410) 383-0651 or (410) 902-5755 to find out if your insurance provider is accepted in our office or for more information about your vision coverage.

Flexible Spending Accounts

Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.

Other Payment Options

Our Baltimore optometry staff understands that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining proper eye health and good vision. We accept various forms of payment and are able to discuss financing options with you prior to any examination. At Affordable Optics, we also accept Care Credit, cash, check, and major credit cards. Call our Baltimore (410) 383-0651 or Owings Mills (410) 902-5755 offices today to schedule your eye exam today.

Hours of Operation

Our Regular Schedule

Baltimore Office

Monday:

9:30 am-4:30 pm

Tuesday:

9:30 am-4:30 pm

Wednesday:

9:30 am-4:30 pm

Thursday:

9:30 am-5:30 pm

Friday:

9:30 am-4:30 pm

Saturday:

11:00 am-2:00 pm

Sunday:

Closed

Owings Mills Office

Monday:

9:30 am-4:30 pm

Tuesday:

9:30 am-4:30 pm

Wednesday:

9:30 am-4:30 pm

Thursday:

9:30 am-4:30 pm

Friday:

9:30 am-4:30 pm

Saturday:

1:00 pm-3:00 pm

Sunday:

Closed

Location

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